Tuesday, December 9, 2025

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How SMBs Can Create a Cybersecurity Policy

 How SMBs Can Create a Cybersecurity Policy

A cybersecurity policy does not need to be long or complicated. For most SMBs, a 35 page document that explains “what to do and why” is enough to reduce risk dramatically.

A good policy tells employees:

How to use company devices

How to handle sensitive data

How to stay safe online

What to do if something goes wrong

This guide walks you through building your policy from scratch.

1. Start with the Purpose and Scope

Purpose:

Explain why the policy existsprotecting data, employees, customers, and the business.

Scope:

Specify which people and systems it applies to:

Employees

Contractors

Interns

Company laptops, phones, and cloud accounts

Example:

“This policy applies to all employees and contractors who access company systems, data, or equipment.”

2. Define Roles and Responsibilities

You don’t need a dedicated IT department. Just clarify who is responsible for what.

Common roles:

Business Owner / Manager: Approves policy, oversees security.

IT Lead (internal or outsourced): Manages devices, backups, updates.

Employees: Follow rules, report suspicious activity.

Example:

“All employees are responsible for reporting suspected phishing emails.”

3. Establish Password & Account Requirements

At minimum include:

Password rules

Use a password manager

Use strong unique passwords

Change passwords only when compromised (modern best practice)

Multi-Factor Authentication (MFA)

Require MFA for:

Email

File storage

Finance systems

Admin accounts

Cloud services

Example:

“Multi-Factor Authentication is required for all company accounts.”

4. Define Acceptable Use of Devices and Internet

Clarify what employees can and cannot do when using:

Company laptops/phones

Office Wi-Fi

Email and messaging apps

Personal devices (BYOD)

Include rules such as:

No installing unauthorized software

No disabling security features

No sharing login credentials

No connecting to untrusted Wi-Fi without a VPN

Company data must not be stored unencrypted

Work devices must be locked when unattended

5. Include Data Handling & Privacy Rules

SMBs often collect sensitive datacustomer records, payment info, employee data.

Define how this data should be handled:

Access only on approved devices

Store only in approved cloud systems (Google/Microsoft/Dropbox)

No storing sensitive files on USB drives

Follow “least privilege”—only access data needed for the job

Share data securely (never via personal email)

6. Define Device Security Requirements

Protect laptops, phones, tablets, and desktops.

Requirements should include:

Auto-install updates for OS and applications

Disk encryption (BitLocker/FileVault)

Screen lock after 5 minutes

Antivirus or built-in protection

Remote wipe ability for lost/stolen devices (Google Workspace / MDM tools)

Example:

“All company laptops must have full-disk encryption enabled.”

7. Cloud Security & SaaS Usage Rules

Most SMBs rely heavily on cloud tools. The policy should clarify:

Approved systems (examples):

Google Workspace / Microsoft 365

Slack

QuickBooks Online

CRM or HR systems

Rules:

Use company-managed accounts

Do not store company data in personal cloud accounts

Only IT/admins can create new SaaS accounts

8. Email, Messaging & Communication Security

Include guidance such as:

Never email passwords or sensitive data

Use secure file sharing (Google Drive, OneDrive, Dropbox)

Be cautious with links and attachments

Report suspicious messages immediately

This is essential because phishing causes 90% of breaches in SMBs.

9. Backup & Recovery Requirements

Define:

What gets backed up?

Key business files

Databases

Email

Cloud storage

How often?

Automatic daily backups

Where?

Offsite/cloud backup provider

Who monitors backups?

Assigned IT lead

Example:

“Critical company data must be backed up daily to an encrypted cloud provider.”

10. Incident Reporting and Response

Make this section simple and actionable.

Employees must report:

Lost or stolen devices

Phishing attempts

Malware alerts

Suspicious login notifications

Data exposure or accidental sharing

Provide clear steps:

Who to contact (IT, owner, security lead)

How to report (email, ticket, phone)

What information to include

11. Remote Work & BYOD Policy (Optional but Important)

If employees use personal devices for work:

Require:

Updated OS and software

Password/PIN or biometrics

Screen lock

No sharing device with family

Company data stored only in approved cloud apps

12. Cyber Insurance (Optional but Recommended)

Document:

Whether you hold a cyber insurance policy

Contact information

Notification requirements

Many cyber insurance providers require that your SMB has a written security policy.

13. Review & Update Schedule

Cybersecurity policies should be reviewed:

Annually

After major system changes

After a security incident

Put it in writing.

Example:

“This policy will be reviewed every 12 months.”

14. Provide Employee Training

Even a simple 30-minute session helps.

Your policy should state that:

All employees must receive basic cybersecurity training

Training must repeat annually

New hires complete training in their first week

15. Get Employee Acknowledgment

Ask employees to sign:

A one-page form

Or check a box in HR software

This ensures they’ve read and agree to the policy.

๐Ÿ“„ SIMPLE TEMPLATE: SMB CYBERSECURITY POLICY

(Copy/paste and customize)

1. Purpose

This policy exists to protect company data, employees, and customers from cybersecurity threats.

2. Scope

This policy applies to all employees, contractors, interns, and anyone who accesses company systems or equipment.

3. Roles & Responsibilities

Management oversees cybersecurity.

IT Lead manages devices, accounts, and backups.

Employees must follow this policy and report suspicious activity.

4. Passwords & MFA

Use strong, unique passwords stored in a password manager.

MFA is required for all company accounts.

5. Acceptable Use

Employees may not share passwords, install unauthorized software, or disable security settings.

6. Data Handling

Company data must only be stored in approved cloud systems and must not be emailed to personal accounts.

7. Device Security

Devices must:

Use encryption

Be updated automatically

Use screen locks

Have antivirus enabled

8. Cloud Services

Use only company-managed accounts for cloud tools. Personal accounts are not allowed for business data.

9. Email & Communication

Do not send sensitive data over email. Report phishing immediately.

10. Backups

Important files must be backed up daily to an approved encrypted cloud backup.

11. Incident Reporting

Suspected or confirmed security incidents must be reported to IT immediately.

12. Training

Employees must complete cybersecurity training annually.

13. Review Cycle

This policy will be reviewed annually.

Employee Acknowledgment:

“I have read and agree to follow this cybersecurity policy.”

Final Advice for SMBs

You don’t need enterprise-level tools to be secure.

You need clarity, consistency, and basic controls.

Start small:

Passwords + MFA

Updated devices

Backups

Phishing awareness

Written policy

These five steps protect your business from almost every common cyber threat.

Learn Cyber Security Course in Hyderabad

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